Boat / Personal Watercraft Insurance in Omaha

Weston Mock Insurance Agency helps you compare coverage for pontoons, fishing boats, cruisers, sailboats, and personal watercraft such as Jet Skis and WaveRunners.

 

Do You Need Boat Insurance?

Check how your homeowners or renters policy handles watercraft. Coverage for small boats may be limited. A separate policy can offer broader options for your boat, motor, and liability. The type, value, and use of your vessel can affect your quote.

 

Types of Boat Insurance Coverage

Physical damage coverage can help protect the hull, motor, and permanently installed equipment. Compare how each policy would settle a covered claim.

 

Actual Cash Value

An actual cash value policy generally accounts for depreciation when valuing your boat at the time of a covered loss.

 

Agreed Value

You and the insurer set a value in advance. Ask how the policy applies that amount to a covered total loss and how it handles partial losses.

 

What Boat Insurance Can Cover

Ask about bodily injury and property damage liability, coverage for permissive operators, medical payments for you and your passengers, and protection against theft.

 

Boat Safety and Maintenance

Wear a properly fitted life jacket, stay alert for swimmers and hazards, follow local boating rules, and check your safety gear before leaving shore.

 

Optional Coverages and Discounts

Ask about trailer coverage, accessories, towing and assistance, and how your boat fits into an umbrella policy. Some carriers offer discounts for boating safety courses, claim-free history, or multiple policies.

 

Equipment to Review

Tell us about your anchors, pumps, batteries, depth finders, fuel tanks, and emergency equipment. We can help you check what is included and what may need separate coverage.

 

Get a quote or call or text 402-884-1488.